What is a Kentucky Home Health Care Bond? The Kentucky Cabinet for Health and Family Services requires personal services agencies (PSAs) to bond their employees with a surety bond. Home Health Care Bonds are put in place to ensure that excellent care is provided to clients. This bond also protects the professional against major liability exposures the business may potentially face. Obtaining a home health care bond Colonial Surety offers one of the fastest ways to obtain a home health care bond. Here at Colonial, we are the insurance company- which means no agent or middleman, no turnaround time to obtain your bond. The process is easy- get a free quote online, fill out your information, answer our underwriting questions and enter your payment method. Your bond will be available in either a PDF or original form and it is always accessible online. How much does a home health care bond cost? Home health care bonds are reasonably priced and easy to obtain. You may notice that with other insurance agents or companies with middlemen your premium rate will fluctuate and you may discover hidden fees, not at Colonial Surety. We offer a flat rate for each home health care bond. Does it matter where I get my bond? It is important to understand how surety bonds work, and who is the insurance company issuing your bonds. It is easy to run your business when you deal direct with a quality insurance company licensed in Kentucky to write surety bonds. Colonial is an A (Excellent) rated insurance company by A.M. Best, that has been incorporated since 1930. We are Treasury listed, and licensed and admitted in all U.S. states and territories.