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Our blog covering the latest in bonds and insurance
License & Permit Bonds 03.27.2020

COVID-19 Guidance for Current NYSDOT Construction Projects

Due to the New York State Department of Transportation having received numerous requests from the construction industry asking if consultants, contractors, material and service suppliers are deemed exempt from the reduction in workforce requirements from…
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COVID-19 Guidance for Current NYSDOT Construction Projects
Cyber for Plan Sponsors 03.23.2020

The Great Data Heist: The 21st Century’s Biggest Data Breaches

As we move further into the 21st century, cyber attacks and data breaches are becoming more and more prevalent. Personal information, including social security numbers and private email exchanges are becoming publicly available thanks to…
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The Great Data Heist: The 21st Century’s Biggest Data Breaches
License & Permit Bonds 03.21.2020

What to Do When Purchasing a Car Without a Title

When purchasing a novel vehicle, you must confirm it is the correct make and model at an affordable price for your budget. Just as importantly, you must make sure the car’s valid title is encompassed…
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What to Do When Purchasing a Car Without a Title
Cyber for Plan Sponsors 03.20.2020

43% of Data Breaches Victims Are Small Businesses

The 2019 Verizon Data Breach Investigation Report, which tracked 41,686 security incidents from 86 countries and 73 different data sources, including 2013 total data breaches, has been released and states that small businesses were the…
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43% of Data Breaches Victims Are Small Businesses
Contract Surety 03.18.2020

When Contractors Over or Underbill

Over or underbilling by a contractor can be a big problem for obtaining your bid and performance bonds from your surety bonding company. According to generally accepted accounting principals, contractors should report earnings based on the percentage…
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When Contractors Over or Underbill
License & Permit Bonds 03.17.2020

Why Do You Need a Mortgage Broker Bond?

Mortgage broker bonds are required to obtain a mortgage broker license in most states, with the Nationwide Mortgage Licensing System overseeing mortgage broker licensure. But why exactly do you need to purchase a mortgage broker bond?…
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Why Do You Need a Mortgage Broker Bond?
License & Permit Bonds 03.13.2020

What is a New York Milk Dealer Bond?

In order to acquire a milk dealer license, milk dealers must purchase a surety bond. Milk dealers are people, including corporations, subsidiaries and affiliates of said corporations, who buy, manage or sell milk, or negotiate…
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What is a New York Milk Dealer Bond?
Surety Bonds 03.13.2020

How to Become a Notary in Washington, D.C.

So you want to be a notary in the nation’s capital? There are several steps you must execute before you are crowned the title of a notary. First, notary applicants must be at least 18…
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How to Become a Notary in Washington, D.C.
ERISA 03.13.2020

U.S. Facing Catastrophic Cyber-Attack, Says Federal Commission

U.S. Cyberspace Solarium Commission recently released a report announcing the U.S. is currently fronting a “catastrophic cyber-attack” that could result in permanent destruction exceeding that of severe floods, fires and hurricanes the country hasn’t seen…
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U.S. Facing Catastrophic Cyber-Attack, Says Federal Commission