Excessive Fee Suits Against Plan Fiduciaries Becoming More Popular
An increasing number of 401(k) sponsors and providers of retirement products are seeing lawsuits against them alleging, among other things, excessive plan fees in violation of ERISA and therefore, a breach of the plan fiduciary’s fiduciary duty….
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How to Become a Guardian Without a Lawyer
If you cannot afford an attorney but still hope to become a guardian, The City University of New York is here to assist you by guiding you through the guardianship process. While CUNY strongly recommends going through…
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Guide to Probate in Texas
In Texas, when a person dies and leaves property that hasn’t been transferred to someone else through a trust, wasn’t owned via joint ownership with a right of survivorship, or isn’t subject to direct payments…
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Florida Fifth District Court of Appeal Rules
There are not any specific local rules for appeals in the Florida Fifth District Court of Appeals but the Supreme Court of Florida has adopted the Florida Rules of Appellate Procedure for guidance of courts, attorneys, and…
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Can You Avoid Probate?
Probate is a long and arduous process for an estate, so it becomes only natural to wonder if proper estate planning can help an estate fully avoid probate. It is possible, though you have to…
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Conservator Sentenced to Four Years in Prison for Violating Duty
Becoming a conservator to assist with the financial needs of a minor, elderly, or disabled person can be a rewarding task as you can be the person who helps that person get by when they…
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Colorado Mortgage Loan Originator Bonds
In order to become a licensed and active mortgage loan originator in Colorado, you are required to obtain a surety bond. Mortgage loan originators in Colorado must also be registered with the Nationwide Multistate Licensing System (NMLS),…
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The Fiduciary Duty to Only Pay Reasonable Fees from ERISA Plan Assets
Plan sponsors may not realize this, but one of their numerous fiduciary duties is that they have a fiduciary duty to only pay reasonable and necessary fees from plan assets. The reason for this is that while…
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Texas Retirement Plan Uses Third Party Experts to Detect Data Breach
The Employees Retirement System of Texas (ERS) recently fell victim to a cyber attack resulting in a data breach and the exposure of 1.25 million retirement plan records. A flaw in its online portal was…
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