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ERISA 12.29.2021

Retirement Decumulation? Trends for 2022

Save for a healthy and secure older age. That’s why 401k plans exist, right? What’s never been as clear, is the answer to “then what?” How do we responsibly use retirement funds to meet our…
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Retirement Decumulation? Trends for 2022
ERISA 12.29.2021

401k Action: Assisted Roll-Out?

  Businesses, the retirement industry, and, of course plan sponsors, are abuzz with how to facilitate the portability of retirement savings when employees change jobs Making portability a reality in 2022 requires “roll-out” support when…
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401k Action: Assisted Roll-Out?
ERISA 12.21.2021

Small Businesses: Left In The Dark?

  Retirement plan sponsors from small and midsize businesses are challenged by the task of evaluating the cybersecurity procedures and protocols of recordkeepers and other service providers. Experts provide advice about adhering to The Department…
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Small Businesses: Left In The Dark?
ERISA 12.21.2021

Housekeeping Time: Tips for Plan Sponsors

You are not alone if you find yourself cloudy on your fiduciary obligations as a plan sponsor. Retirement industry executives observe that very few plan sponsors deeply understand their fiduciary duties or how to protect…
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Housekeeping Time: Tips for Plan Sponsors
ERISA 12.15.2021

Pandemic’s Impact on Retirement Saving?

  As 2021 ends, new insights into how the pandemic has impacted retirement savings are emerging. A study by recordkeeper Empower Retirement provides insights based on a study with about 4 million retirement plan participants….
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Pandemic’s Impact on Retirement Saving?
ERISA 12.15.2021

Challenging Times for Plan Sponsors

  The storm of lawsuits alleging violation of Employee Retirement Income Security Act (ERISA) fiduciary duties continues to push plan sponsors into settlement negotiations. Though costly, settling before trial frequently ends up becoming more appealing…
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Challenging Times for Plan Sponsors
ERISA 12.06.2021

ERISA Law: Correcting Violations?

  To encourage retirement plan fiduciaries to bring plans into compliance with the Employee Retirement Income Security Act (ERISA), the Employee Benefits and Securities Administration(EBSA) administers the Voluntary Fiduciary Correction Program (VFCP). In 2021, the…
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ERISA Law: Correcting Violations?
ERISA 12.06.2021

Income Illustrations?

  That’s what retirement plan sponsors across the country need to be asking their plan administrators about this quarter. Why? The 2019 Secure Act mandated that participants receive two illustrations, at least once each year,…
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Income Illustrations?
ERISA 12.02.2021

Form 5500?

Form 5500? Experts remind retirement plan sponsors that they have “two masters”: the Department of Labor (DOL) and the Internal Revenue Service (IRS). While the Department of Labor oversees compliance with ERISA, the IRS polices…
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Form 5500?