California Contractor’s License Bond

Instantly obtain a contractor's license bond

 Please note that the following information is related to contractor’s license  bonds. If you are a contractor seeking information on obtaining contract surety bid and performance bonds, please visit our contract bond page.

What is a California contractor’s license bond?

The state of California requires a contractor’s license bonds for certain contractors to legally operate in the state of California.  The California Contractors State License Board (CSLB) requires certain contractor’s to post contractor’s disciplinary bonds before performing construction work within the state.  The bond generally ensures that the contractor will comply with all required codes and laws.  The State of California, or another local agency, will be named as the oblige on the bond-but a contractor’s license bond must be obtained from an insurance company licensed to write surety bonds in California.

Obtaining Contractor’s License Bonds for My Trade. 

A Contractor’s Bond must be in place before CSLB can issue an active license, or renew an active license.  Since Colonial is a direct and digital insurance company, you can easily obtain a bond customized to your location’s requirements.  Below are a few examples of state-wide requirements.

  • All licensed contractors are required  to maintain a $15,000 license bond
  • All qualifying individuals are required  to maintain a $12,500 license bond
  • Farm labor contractors are required  to maintain a $25,000 bond

Once you obtain a Contractor’s License you may file for additional classification. Below are examples of various classifications:

  • Electrical
  • HVAC
  • Plumbing
  • Water well drilling

All classifications require a $15,000 Contractor’s License Bond. See a full list of classifications here.

What is the process to obtain the bond?

Colonial offers one of the fastest ways to obtain a contractor’s license bond.  We are the insurance company — which means no agent, no broker, and no middleman. There is no turnaround time to obtain your bond.  The steps are simple- get a free quote online, fill out your information, answer our underwriting questions, and enter your payment method. Your bond will be available in a PDF or original form, and always accessible to you online.  It’s that simple!

What Do Contractor’s License Bonds Cost?

Contractor’s license bonds are reasonably priced and easy to obtain — so that you can run your business.  You may notice that with other insurance agents and middlemen companies, your premium rate will fluctuate and include additional hidden fees and costs.  Not at Colonial. We offer a flat rate for each contractor’s license bond.

Does it matter where I get my bond?

It is important to understand how surety bonds work, and who is the insurance company issuing your bonds. It is easy to run your business when you deal direct with a quality insurance company licensed in California to write surety bonds. Colonial is an A (Excellent) rated insurance company by A.M. Best, that has been incorporated since 1930. We are Treasury listed, and licensed and admitted in all U.S. states and territories.