401k Fees: Paying Too Much?
Chances are good that if you are a plan sponsor with 100 or more employees, yes, you are paying more than what’s considered efficient. Read on for the results of an analysis of thousands…
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What’s The Difference: Bond Vs Insurance?
It’s wise for plan sponsors to know the difference between an ERISA fidelity bond and fiduciary liability insurance. Required by law, ERISA bonds protect the plan and participants. Though not mandated by the government,…
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What About The Providers of The Provider?
Retirement plan sponsors are responsible for vetting the cybersecurity practices of their third party providers. But what about the providers those providers outsource too? Yes, indeed: plan sponsors need to know about subcontractors and…
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Gen U: Unretired?
Leaving the workforce only to return has been a growing trend for “older workers.” In the face of longer life spans and the rapid pace of change, there are more questions than answers…
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Your Bond Might Not Be an ERISA Bond
The ERISA Act requires that every person who handles employee benefit plan assets or funds as well as any plan fiduciary be bonded with an ERISA fidelity bond. Those bonded must be bonded for at…
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2024 Year-End: Compliance Check
Changes in the law make the home stretch of the year an important time for retirement plan sponsors to be diligent about ensuring adherence to regulations. It’s wise, for example, to check in on operational…
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Multi-Factor Authentication, and Zero-Trust?
While continuous training and multi-factor authentication helps, some experts predict that “zero-trust” is what it will ultimately take to protect money and information in the face of ever trickier cyber attacks created by generative…
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Evolutionary: ERISA
With ERISA headed into its next 50 years, robust compliance with the high standards it continues to set is a high priority for retirement plan sponsors. Regulatory investigations, class action lawsuits, and courtroom precedence…
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Woulda, Coulda, Shoulda?
If only we followed through on everything, what would life be like? It’s hard to know, but this much is sure: business owners who never get around to cybersecurity insurance will regret it the…
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