Our Blog - Surety Matters

An aggressive plaintiffs’ bar, the use of AI to rapidly mine retirement plan data for potential mistakes, complex regulations, and legal precedent from successful ERISA lawsuits, are all stacking up against retirement plan sponsors. In…
Read Moreabout Bet The Business!

Two rising trends, absent attention, put the hard earned retirement savings of older people in great jeopardy. The first is the increased instances of dementia, as more people live longer lives. The second is increased…
Read Moreabout Protecting Retirement Funds: Dementia?

Is it worth it for small businesses to sponsor retirement plans? From many different vantage points, the answer is most likely: yes. Putting workers on the path to a secure retirement is a wonderful way…
Read Moreabout 401k: Worth The Effort?

Though we take our own individual paths, most everyone ultimately makes a journey to nonworking years—-aka retirement. Since preparing for those years is essential for all of us, why do retirement plan communications tend to…
Read Moreabout Everyone’s A Participant, Right?

When sponsoring a retirement plan, hiring outside experts, such as experienced, professional fiduciaries, is generally considered a smart move. What’s not smart however, is being unclear about who has what responsibilities–and ultimately liabilities. Though plan…
Read Moreabout Retirement Plan: Professional Fiduciary? 

Summer brings the deadline for signing and submitting Form 5500 to most retirement plan sponsors. Typically, we rely on service providers to prepare this annual report, so all we have to do is sign off….
Read Moreabout Form 5500: Is Yours Accurate?

What if you sponsor a small to mid-size retirement plan, and get named in a copycat lawsuit alleging high plan fees, poor investment choices or failure to follow protocols? You’ll scramble to secure knowledgeable ERISA…
Read Moreabout What If…?

It’s no secret that both the money and data in retirement plans offer cybercriminals  lucrative targets. As cybersecurity breaches threatening retirement accounts become more common, so too do lawsuits brought against retirement plan sponsors on…
Read Moreabout After The Hack: Lawsuits

Yes. When you sponsor a retirement plan, like a 401k, you are automatically a fiduciary, so in the event cybersecurity failures impact the data or savings of participants, you can face fiduciary breach allegations and…
Read Moreabout Cyber Failure Plus Fiduciary Breach?