Our Blog - Surety Matters

“A confluence of evolving risk factors,” as well as the rising expectations of 401k plan participants, are two big reasons why ERISA retirement plan attorney, Ary Rosenbaum, is encouraging sponsors to get an early start…
Read Moreabout Resolutions for The Year Ahead

Viewed as one of the trickier provisions of the massive, bipartisan SECURE 2.0 Act of 2022, Roth Catch-Up Contributions become effective in 2026, impacting employees who earn over $145,000, and want to make catch-up contributions…
Read Moreabout Tricky Stuff: Roth Catch-Up?

Everyone makes mistakes and that’s just part of being alive and ticking. Nonetheless, retirement plan sponsors have to try even harder to avoid mistakes: that’s because we are responsible for the retirement savings of plan…
Read Moreabout Leave No Stone Unturned: Mistakes To Avoid

While third party administrators (TPAs) and other pension professionals play a critical role in successful 401ks, plan sponsors retain the ultimate responsibility for ensuring that the plan continuously operates in the best interests of participants….
Read Moreabout Avoid Autopilot: Pointers for Plan Sponsors

Business owners who sponsor retirement plans are putting employees on the path to secure retirement—-clearly this is a great thing to do! Plus, sponsoring a retirement plan can benefit the business, and even draw talented…
Read Moreabout Retirement Plan Sponsor? 10 Points

While often associated with taxes and financial statements, CPAs play a critical role in the health and compliance of the company 401(k) plan. Accountants act as financial watchdogs, auditors, and advisors, ensuring everything from accurate…
Read Moreabout Insights From Accountants: Sponsoring a 401k?

For employees, a company-sponsored retirement plan is a cornerstone of their financial future, and a tangible measure of their employer’s commitment to their well-being. Operational mistakes with the plan strike at the very heart of…
Read Moreabout Eroding Employee Trust?

Legal contests continue, as long accepted 401k practices related to the handling of plan forfeitures come under courtroom scrutiny. Yet another in the wave of ERISA “forfeiture lawsuits” against retirement plans, which began popping up…
Read Moreabout Loyalty and Prudence Vs Forfeitures?

Copying and pasting meeting minutes. Vague investment policies. Lack of prudent process around plan fees. Unclear protocols regarding the use of forfeited funds. These are all examples of sloppy retirement plan management practices that ERISA…
Read Moreabout ERISA Litigation: So What, Now What?