License & Permit Bonds

Colorado Mortgage Loan Originator Bonds


In order to become a licensed and active mortgage loan originator in Colorado, you are required to obtain a surety bond. Mortgage loan originators in Colorado must also be registered with the Nationwide Multistate Licensing System (NMLS), be in good standing with the Colorado Secretary of State, and not be legally barred from operating in the State of Colorado.

In obtaining a surety bond from a surety company authorized to conduct business in the State of Colorado, you are required to show proof of continuous surety bond coverage and that all required information on file with the Colorado Division of Real Estate is current.

Individual mortgage loan originator surety bonds have a minimum required bond amount of $25,000 while groups of mortgage loan originators with less than 20 licensees have a minimum required bond amount of $100,000. Groups of mortgage loan originators with 20 or more licensees have a minimum required bond amount of $200,000.

Where can you purchase instant mortgage loan originator bonds?

Colonial Surety offers the direct and digital way to obtain a mortgage loan originator bond. We are the insurance company — which means no agent, no broker, and no middleman and are licensed in all 50 states including Colorado. The steps are easy — get a quote online, fill out your information, and enter your payment method. Your bond will be available instantly. It’s that simple!