The Partnership Account® for Contractors

Contractors from all across the country can benefit from The Partnership Account® for Contractors which grants easy, online access to bid & performance bonds, and free intel and services to grow their business.

Simplified for busy contractors.

We get it—pausing business, as usual, to try a different approach can be exhausting and frustrating. That’s why Colonial’s new pre-qualification process is streamlined and efficient, rewarding all companies that apply with their free business credit scores.

Simplify. Partner. Grow.

Start your company’s application to pre-qualify for a surety line of credit. We’ve included a confidentiality agreement—our assurance that we hold your information in confidence. After entering just a few, bare essentials about your business, you will receive, for free, a Dun & Bradstreet Financial Stress Score, Commercial Credit Score, and Paydex for your company. Use your scores to glean new business intel immediately.

Watch our demo below to see how it all works:

Here are the simple steps to secure a surety line of credit.

  1. Apply

    Fill out basic information online, acknowledge our confidentiality agreement and receive free business credit scores, as well as single and aggregate lines in writing.

  2. Pre-Qualify

    Contractors who pre-qualify for a surety line of credit go on to upload a few documents that help Colonial better understand your operation.

  3. Receive a Call

    Receive a phone call from Colonial’s expert underwriters to continue the conversation. Even if you didn’t pre-qualify, we will call you.

Use The Unique Features and Benefits of The Partnership Account®: Grow!

Once approved for a Partnership Account®, take advantage of game-changing services, designed specifically for contractors.

Access a powerful online surety management system to issue bid bonds, order performance, and payment bonds, update work in progress, check your current and aggregate limits, view open and closed bid and performance bonds, and more.

Clearly see your bonding limits, and always have direct access to our underwriter if you need the excess capacity to bid on a job.

Using your private Owner’s Dashboard®, you’ll have a personal window into your underwriting profile. You can review the statistical analysis of your financial statements and scores, profitability, and more.


We’ll get you up and running quickly.

Start your application, now.

Pre-qualify for a surety single and aggregate line of credit, in writing, today.

Need help? Call us at 800-221-3662 or email

What you’ll get:

  • Pre-qualification for a surety line of credit
  • Commercial credit scores
  • Ability to speak directly to our underwriter

What you’ll need to upload once pre-qualified:

Start now

Even if you don’t pre-qualify, we will still call you to discuss how you can obtain a surety line of credit.

  • Traditionally, Surety companies control the contractor’s ability to grow due to a lack of direct dialogue between the contractor and the underwriter. Colonial provides a digital, direct, and transparent online partnership account that puts the contractor in complete control of their business and lowers administrative costs.

    Most importantly, our secure, online contractor portal gives the contractor power of attorney to issue their own bids bonds giving them complete security that no third party will ever know their bid.

    Colonial Surety Company is an insurance company licensed in all 50 states and U.S. territories. We are rated “A” Excellent by AM Best Company and the United States Department of the Treasury approved.

Programs for speciality industries.

Student Transportation

We’re a direct provider of surety bonds for student transportation services, including school bus operators. We offer the lowest rates in the industry, guaranteed.

Sanitation & Recycling

Sanitation and recycling companies can issue their own bonds on-demand and enjoy on some of the lowest premiums in the industry, guaranteed.

Get the word straight from our customers.