ERISA Fidelity Bonds

These fidelity bonds are required by the U.S. Department of Labor to protect an employee benefit plan against losses caused by acts of fraud or dishonesty.

Colonial is the easy choice.


Colonial is a leading provider of ERISA fidelity bonds, which ensure your retirement or benefit plan is U.S. Department of Labor compliant with ERISA bonding requirements. We’re licensed in all 50 states and U.S. territories and make it easy to obtain your I-Bond® (instant, online surety bond). We also include retroactive ERISA fidelity bond coverage for past years when the plan was not covered.

Protect yourself with fiduciary liability insurance (FLI).

Although an ERISA fidelity bond protects the participants of your plan, this does not cover YOU as the fiduciary. So, we strongly recommend you invest in fiduciary liability insurance, which can be packaged with your ERISA bond. Fiduciary liability insurance provides you with personal protection, as well as a discount on ERISA coverage.

ERISA bond packages offer the best value.

Packages offer up to $1,000,000 of fiduciary liability insurance coverage and provide you with the greatest protection and overall cost savings. Our 2 or 3-year packages also include cyber liability insurance to safeguard your company and plan against a loss due to cyber attack — plus extended coverage to ensure your bond remains U.S. Department of Labor compliant.


ERISA Package
1-Year ERISA Bond
Fiduciary Liability Insurance
Discounted Premium


ERISA Package
Locked-In 2-Year Bond Rate with Extended Coverage
Fiduciary Liability Insurance & Cyber
Additional Discount


ERISA Package
Locked-In 3-Year Bond Rate with Extended Coverage
Fiduciary Liability Insurance & Cyber
Greatest Discount
Quote & Purchase
Helps ensure the plan remains Dept of Labor compliant

Stand-alone ERISA fidelity bonds are also available.

You can also purchase just a 1 or 3-year ERISA bond online. Choose a 3-year term for greater annual savings and extended coverage, which ensures the bond remains U.S. Department of Labor compliant for its entire term.

*Cyber liability insurance not available in Guam, Puerto Rico, the U.S. Virgin Islands, and Mariana Islands.

Get the word straight from our customers.