Surety Bonds

What if I Lose a Stock Certificate?


While most stock trading is done in the virtual space, an investor has the option of choosing to receive a physical stock certificate. But what happens if you lose or somehow ruin your physical stock certificate?

Keeping a physical stock certificate has some advantages. You don’t have to worry about losing anything via data breach. If a network goes down, you can still keep track of which stocks you have. But a physical stock certificate has its disadvantages as well: it can be damaged or destroyed or even just stolen. What do you do in that scenario? Is there a way to get a stock certificate replacement?

You can usually replace your stock by contacting the party that issued you the physical stock certificate. However, they may require you to obtain a lost instrument bond as a condition of receiving the duplicate instrument. The lost instrument surety bond guarantees that the owner of the lost document will indemnify the bank or other entity for any loss it suffers because of the duplicate securities or other instrument it issued. Learn more about losing a stock certificate.

Where can you instantly purchase a lost instrument bond?

Colonial Surety offers the direct and digital way to obtain a lost instrument bond. We are the insurance company — which means no agent, no broker, and no middleman. We make it easy to obtain your bond instantly. The steps are simple — get a quote online, fill out your information, answer our underwriting questions, upload the necessary affidavit and underwriting documents, and enter your payment method. Print your bond from your home or office. It’s that simple!