Registered Investment Advisor (RIA) Bonds
Because registered investment advisors are trusted with their clients’ financial futures, most states require a surety bond which serves as a financial guarantee you will follow securities laws and manage assets ethically. An RIA Bond gives state regulators and clients confidence that you will operate in full compliance with all regulatory standards.
What an RIA Bond Is & Who Needs It?
- What It Does: An RIA Bond protects your clients from financial loss if you violate state regulations, breach your fiduciary duty, or commit fraud.
- Who Needs It: Investment advisors who hold discretionary authority over client accounts, and funds.
- How It Works: A surety bond is a three-party agreement between you (the advisor), the state regulator (requiring the bond), and Colonial Surety Company (the surety). If a regulatory violation causes client losses, the bond provides funds for recovery up to the full bond amount.
Colonial Surety Company Is the Easy Choice for RIA Bonds
As a direct, digital writer licensed in all 50 states, Colonial Surety Company eliminates middleman agents and brokers. That means no hidden fees, instant approvals, and our guaranteed lowest available rate directly to you.
Get Your RIA Bond in Minutes
- Get Your Instant Quote: Enter your basic professional details online.
- Submit Payment: Pay securely with no physical paperwork required.
- Download Your Bond: Print or save your bond immediately for state filing.
Why Advisors Choose Colonial Surety Company
- In business since 1930
- A.M. Best Rated A (Excellent)
- U.S. Treasury-Listed
- Licensed Nationwide in All 50 States
- 4.8/5 Star Rating on Trustpilot
Watch this video to learn more:
These bonds are available for quote, purchase, print or e-file on your desktop or mobile device.
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Instant & Flexible
We offer a streamlined purchase process that allows you to instantly purchase bonds and insurance online.
Reach
Licensed and admitted in all U.S. states and territories.
Rating
Rated “A” Excellent by A.M. Best Company and U.S. Treasury Listed.
(NAIC #10758)
BUSINESS ADDRESS: 123 Tice Boulevard, Suite 250, Woodcliff Lake, NJ 07677.
PHONE: (201) 573-8788.
SURETY LICENSES c,f/: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MP, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, VI, WA, WV, WI, WY.
INCORPORATED IN: Pennsylvania.
For more info about surety underwriting limitations read Circular 570 published by the U.S. Department of the Treasury.
