Registered Investment Advisor (RIA) Bonds

Registered investment advisor (RIA) bonds indemnify obligees for losses sustained as a result of any covered defaults.

Colonial is the easy choice.

Colonial Surety is a leading provider of registered investment advisor (RIA) bonds. We’re licensed in all 50 states and U.S. territories and make it easy to obtain your I-Bond instantly.

Certain registered investment professionals are required by law to post an RIA bond with certain states. It is a contract whereby the surety agrees to have secondary responsibility to the state (the obligee) for certain defaults of the registered investment adviser (the principal). The RIA bond indemnifies the obligee for losses sustained as a result of any covered defaults, up to the amount of the bond.

  • To become a licensed registered investment advisor, many states require the advisor to post a surety bond in lieu of cash deposit.

  • The amount of the bond varies by state.

  • Colonial offers the direct and digital way to obtain a RIA bond. We are the insurance company—which means no agent, no broker, and no middleman. We make it easy to obtain your bond instantly. The steps are simple—get a quote online, fill out your information, answer our underwriting questions, upload the necessary affidavit and underwriting documents, and enter your payment method. Print your bond from your home or office. It’s that simple!

  • A RIA bond is reasonably priced and easy to obtain. You may notice that with other insurance agents and middlemen companies, your premium rate will fluctuate and include additional hidden fees and costs. Colonial offers our lowest possible rate. Premium is based on the amount of the bond required by law for a registered investment adviser in a particular state.

  • It is important to understand how surety bonds work and whom the insurance company is issuing your bonds. It is easy to obtain a RIA bond when you deal direct with a quality insurance company licensed to write surety bonds. Colonial is an A (Excellent) rated bond and insurance company by A.M. Best, that has been incorporated since 1930. We are Treasury listed, and licensed and admitted in all U.S. states and territories.

Get the word straight from our customers.