Home Health Care Bond

A home health care bond, also known as a home bond or a caregiver insurance bond, offers protection to the clients of home health care providers from malicious treatment, loss, and/or damages of or to personal property.

Colonial is the easy choice.

Colonial Surety Company is a leading provider of auctioneer bonds. We’re licensed in all 50 states and U.S. territories and make it easy to obtain your I-Bond® instantly.

  • There are two different types of home health care bonds. The first is a home health care service fidelity bond, which covers your home health care service company and customers from loss caused by an employee’s dishonest act. These fraudulent activities can include, but are not limited to, the employee’s theft of money, securities, or other physical property.

    The second type of home health care bond is a home health care license bond. This surety bond is required by your state’s licensing agency and guarantees that the company will operate according to all applicable rules and regulations. Not all states have a bonding requirement for this license.

  • Employers who want to insure against theft by an employee need the home health care service fidelity bond. Some states and potential customers will want or require a bond before allowing employees on their premises.

    Visiting the Department of Labor and U.S. Department of Health and Human Services as well as your state’s licensing department websites can provide the specific bonding and insurance requirements for your state.

  • The amount of the home health care service bond is dependent upon the amount of coverage the employer wants and should be based on the potential losses due to an employee’s dishonest act. The U.S. Department of Health and Human Services can provide the requirements if there are any.

    The home health care license bond amount may vary according to your state’s requirements. The information is available on the licensing website of the state in which you’re seeking your license.

  • Colonial offers the direct and digital way to obtain a home health care bond. We are the insurance company — which means no agent, no broker, and no middleman. We make it easy to obtain your bond instantly. The steps are simple — get a quote online, fill out your information, and enter your payment method. Print your bond from your home or office. It’s that simple!

  • A home health care bond is reasonably priced and easy to obtain. You may notice that with other insurance agents and middlemen companies, your premium rate will fluctuate and include additional hidden fees and costs. Colonial offers our lowest possible rate. Premium is based on the amount of the bond required by the applicable government agency.

  • Yes, it is important to purchase your bond from a quality and financially secure company. Incorporated since 1930, Colonial Surety Company is an A (Excellent) rated insurance company by A.M. Best. We are Treasury listed, licensed, and admitted in all U.S. states and territories.

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