Surety Bonds

What Counts as a Lost Instrument?


A lost instrument bond, also known as a lost deed or a lost note bond, is a financial certificate that was lost or stolen. Prior to financial institution, like a bank, issuing you a replacement of the instrument, they may require you secure a lost instrument bond. This bond guarantees you will indemnify the financial institution for the loss suffered because of the duplicate securities or other issued instruments.

But what exactly counts as a lost instrument? You may be required to obtain a lost instrument if one of the following items is missing:

  • life insurance policies
  • car titles
  • stock certificates
  • cashier’s checks
  • real estate certificates
  • property deeds
  • municipal or corporate bonds
  • loan shares
  • savings bank books

Colonial Surety Company offers a fast way to secure your Lost Instrument Bond. Our simple digital solution can help you obtain your bond as soon as possible. Visit our website to receive your quote online, enter in your information and payment method, and print out your bond from your office or home. Contact us today to get your bond.