Surety Matters

Our blog covering the latest in bonds and insurance
Contract Surety 09.05.2019

Project Design Problems Cause Cost Overrun

Design plans can cause a contractor’s project cost to go over budget all by themselves. Even if proper time and resources are spent on estimating the scope of the project as well as its cost…
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Project Design Problems Cause Cost Overrun
Court Bonds 09.05.2019

A Property Title Can Impact Whether It Goes Through Probate

How your property is owned can have a very large impact on whether it has to pass through probate in order for it to be passed down to your estate beneficiaries. If a property is…
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A Property Title Can Impact Whether It Goes Through Probate
Court Bonds 08.27.2019

Naming Beneficiaries on Accounts Keeps Them out of Probate

Going through probate can be a long process. But it’s not always necessary if you properly plan ahead. For example, not all bank and retirement accounts have to go through probate. If you name a…
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Naming Beneficiaries on Accounts Keeps Them out of Probate
Cyber 08.27.2019

Even If Your Information Doesn’t Seem Valuable, Cyber Attacks Will Still Steal It

You may think that the information you’re storing for your business or plan isn’t that valuable. You may not be storing things like credit card numbers or payment credentials, but cyber attackers will still attempt…
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Even If Your Information Doesn’t Seem Valuable, Cyber Attacks Will Still Steal It
Court Bonds 08.27.2019

Joint Tenancy Can Keep Property Out of Probate

Passing estates through the probate process can cost you and your estate a large amount in fees while causing your loved ones to have to wait until the resolution of the process to receive the…
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Joint Tenancy Can Keep Property Out of Probate
ERISA 08.27.2019

Plan Fiduciaries Must Follow Plan Documents

This may sound like common sense but it does in fact need to be noted: according to IRS rules, a plan must operate according to its own plan document’s terms in order to maintain its…
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Plan Fiduciaries Must Follow Plan Documents
Court Bonds 08.26.2019

No Caps on Appeal Bonds Can Have Unintended Consequences

When you wish to appeal a civil judgment in New Jersey, in order to stay enforcement of that judgment, you have to post an appeal bond. But in order to post an appeal bond, your…
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No Caps on Appeal Bonds Can Have Unintended Consequences
ERISA 08.23.2019

Legal and Approved Investments May Still Result in Fiduciary Liability

Plan funds and assets don’t have to be invested in an illegal manner in order for an investment to count as imprudent and a breach of a plan sponsor’s fiduciary duty to plan participants. Even…
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Legal and Approved Investments May Still Result in Fiduciary Liability
ERISA 08.23.2019

Hidden Fees Can Make Plan Investments Imprudent

As a fiduciary, you may do everything by the book in choosing what to invest plan assets in. The investment may be safe, provide proper amounts of returns and not be overly risky. But there’s…
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Hidden Fees Can Make Plan Investments Imprudent