Charitable Giving: Will vs Trust?
Whether you have a little or a lot to gift to your favorite organization or cause, you can arrange to do so via either a will or a trust. Though charitable giving is possible…
Read Moreabout Charitable Giving: Will vs Trust?
You Probably Already Started…
When you open a bank account, or participate in the company sponsored retirement plan, you most likely named a beneficiary. Good news: in essence, you’ve already begun your estate plan. Keep going with these…
Read Moreabout You Probably Already Started…
Heggstad Petitions Explained
Trusts are very useful tools in estate planning: in addition to helping us gift assets to others, they allow us to make arrangements for our own care as we age. Once a trust is…
Read Moreabout Heggstad Petitions Explained
Messaging Matters: 401k Participation
To increase 401k participation and savings, messaging has to focus on achievable goals and use the delivery channels savers at different ages are most likely to find relevant. Marketing experts share actionable strategies. …
Read Moreabout Messaging Matters: 401k Participation
Cybersecurity: It’s Personal
Cybersecurity is absolutely personal: our data, accounts, savings—everything—requires protection. Another thing that’s become personal at most of our businesses is communication: targeted marketing is better then broad sweeps. Here’s the thing: increased reliance on…
Read Moreabout Cybersecurity: It’s Personal
Make A Balance Sheet
Having details about assets—and debts—documented and handy is a great jumping off point for estate planning. With a balance sheet in hand, it’s easier to get appropriate estate planning assistance. It’s also easier to…
Read Moreabout Make A Balance Sheet
Defining The Terms: Estate Planning
Among the reasons why it can feel daunting to take action and create an estate plan is the terminology. With help from experts, here are definitions of words associated with estate planning. Understanding them…
Read Moreabout Defining The Terms: Estate Planning
Missing Participants: Catch Up!
Regulators at both the IRS and the DOL have made it clear that retirement plans must double down on efforts to prevent missing participants so that benefits can be distributed on schedule. Read on…
Read Moreabout Missing Participants: Catch Up!
Fiduciary?
Let’s face it: the term can be confusing—and the responsibilities are daunting when it comes to having a fiduciary role related to company sponsored retirement plans. Financial experts point out that repeated attempts by…
Read Moreabout Fiduciary?