Our Blog - Surety Matters

   Ouch! For most workers, early withdrawals from retirement accounts turn out to be very costly, since lost opportunity from market gains is hard to make up. Encourage plan participants to do everything they can…
Read Moreabout Protecting Retirement Savings

Doubts about whether Blackrock’s 401(k) followed the Plan’s Investment Policy Statement have led to the class action suit. Relatedly, here are three critical questions for retirement plan sponsors. What Is the Investment Policy for Your…
Read Moreabout Blackrock’s 401(k) Plan Heads To Trial

Mergers and acquisitions are changing the marketplace of 401(k) plan service providers. Plan sponsors are advised to have high expectations. Expect Robust Products and Services Although the mergers and acquisitions among service providers in the…
Read Moreabout A Resolution for Plan Sponsors: High Expectations

Despite the upheavals of 2020, a third quarter analysis by Fidelity Investments indicates that employees continue striving to save via employer-sponsored plans. Retirement Saving Trends: Holding Steady Fidelity’s Building Financial Futures report on retirement saving…
Read Moreabout Yes, Employees Are Still Saving for Retirement!

Suppose you’re a plan fiduciary that handles a 401(k) for your company. It can be tough to keep up with the prerequisites for the Employee Retirement Income Security Act of 1974, or ERISA. How do…
Read Moreabout What is ERISA’s Bonding Requirement for Our Employee Benefit Plan?

The Internal Revenue Service just announced next year’s inflation-adjusted quantities of health saving accounts. In Rev. Proc. 2020-32, the IRS states that the annual limitation on deductions under Code Section 223(b)(2)(A) for a person with…
Read Moreabout IRS Publishes 2021 Amounts for HSA Limits

As numerous Americans continue to work remotely during the start of the summer, the Labor Department has introduced a brand new safe harbor for electronic disclosures. The final rule initiated is congruent to the rule…
Read Moreabout Department of Labor Unveils Novel Safe Harbor for E-Delivery

Rep. Patrick McHenry, a republican of North Carolina serving on the House Financial Services Committee, introduced the Securing Additional Value for Every Retirement Saver (SAVERS) Act in order to temporarily raise contribution limits for defined…
Read Moreabout New Legislation Will Temporarily Raise Contribution Limits

In the new digital age, retirement plan participants are utilizing electronic platforms to access their 401(k) accounts. As all this vital, personal information moves online, your plan becomes more susceptible to fraud schemes and data…
Read Moreabout Protect Your Retirement Plan with Effective Cybersecurity Measures