Owning a Lost Life Insurance Policy
When you purchase a life insurance policy, you usually don’t plan on having to use it for a long time. But you have to store it somewhere in the meantime. And it’s very easy to…
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Surety Bonds Protect Taxpayers From Public Officials
Public officials are present at every level of government. There are public officials in 1,000 resident towns just as there are in Washington, D.C. Federal, state, county, or local laws often require these public officials…
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What if I Lose a Stock Certificate?
While most stock trading is done in the virtual space, an investor has the option of choosing to receive a physical stock certificate. But what happens if you lose or somehow ruin your physical stock…
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Appeal Court: Process and Next Steps
So you’re filing an appeal after losing your case in a lower court. What happens when you get up to the appeals court? Is it any different than a standard civil trial? The appellant, the…
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What is a Financial Instrument?
The simplest definition of a financial instrument is a group of assets or capital that can be traded. They are essentially legal contracts involving monetary value of any kind. The purpose of the financial instrument…
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Surety Bonds & Starting a Business
So you wake up with a great idea, create a business plan, get backers, and are about to finally start your own business. There’s one thing you may need that you probably don’t know about:…
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A Guardian’s Requirements in New York Surrogate’s Court
When someone is found to be incapacitated or unable to make key decisions for themselves, the New York Surrogate’s Court may appoint that person a guardian. What does the court require you to do to…
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Executors in New York Surrogate’s Court May Need Surety Bonds
In New York Surrogate’s Court, it’s not uncommon for boilerplate language to be written into a will that waives the requirement for an Executor to have to purchase an estate surety bond to protect the…
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Charter School Surety Bonds
School choice is becoming a very polarizing issue in America. While many still endorse funding public schools only, charter schools are becoming more popular in cities like New Orleans, Louisiana and Newark, New Jersey. Oftentimes,…
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